Terms of Service
1. Acceptance of Terms
By accessing or using the IB Learning platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Service
IB Learning provides an online learning platform for investment banking concepts, including quizzes, progress tracking, and personalized learning paths.
3. User Accounts
You are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately of any unauthorized use of your account.
4. Content and Intellectual Property
All content provided on IB Learning is the property of IB Learning or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express permission.
5. User Conduct
You agree not to use the service for any unlawful purpose or in any way that could damage, disable, or impair the service. This includes not sharing account access, not attempting to gain unauthorized access to other users' accounts, and not using the platform to cheat or engage in academic dishonesty.
6. Payment and Refunds
Payment for premium features is due in advance. We offer a 30-day money-back guarantee for unsatisfied customers. After 30 days, refunds are at the discretion of IB Learning management.
7. Termination
We reserve the right to terminate or suspend your account at any time for violations of these terms or for any other reason we deem necessary.
8. Disclaimer of Warranties
The service is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the service will be uninterrupted, secure, or error-free.
9. Limitation of Liability
IB Learning shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.
10. Changes to Terms
We reserve the right to modify these terms at any time. We will notify users of any significant changes via email or through the platform.
11. Governing Law
These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which IB Learning is registered, without regard to its conflict of law provisions.
12. Contact Information
If you have any questions about these Terms of Service, please contact us at support@iblearning.com.